Circuit City Credit Cards are now good at Best Buy

Unlike other companies, Best Buy has been able to withstand the recession and actually profit. The bankruptcy of the Circuit City has forced thousands of shoppers to buy their electronics at their local Best Buy store. Furthermore, it was recently announced that Circuit City credit card holders were sent a Best Buy credit card to replace the Circuit City credit cards. The other option that cardholders have is to close the account. However, closing credit accounts will negatively impact your credit. It was also found out that most Circuit City cardholders were unaware that their credit accounts were still open. This leaves credit cardholders vulnerable to identify theft as well.

The best option for Circuit City credit card holders is to take the Best Buy replacement card and continue to use it as you did in the past at Circuit City. Best Buy is also going to honor the previous terms and conditions that you were given by Circuit City. This makes the transition very easy. The bottom line is that Best Buy is not going to change your terms (interest rates, due dates, etc) from what you are already accustomed too.


I am in no way being paid by Best Buy, but quite frankly, they are a superior store. Best Buy has a very good selection of CDs, DVDs, high definition televisions, computers, and almost anything electronic that you can think of. The prices are also very good as well. I have made many purchases in the past at best buy and will continue to do so in the future.

Has anyone ever heard of the “Revolution Card”?

Believe or not someone is introducing a new credit card in the midst of this turbulent economy. Revolution Money is working on becoming one of the next leading credit card providers. The Revolution Card is a little bit different than other credit cards. First of all, the card does not have the person’s name of any other information written on it. In addition, this card can not be used without a PIN code. In other words, those who don’t know the code will not be able to use it anywhere. This limits the amount of fraud that the company would otherwise have to be responsible for. Revolution Card is accepted at more than 650,000 locations and almost 85% of all ATMs in the United States. Some of the major retailers that accept the Revolution Card include ABC Liquors, A.J. Wright, AutoZone, Barnes & Noble, Bed Bath and Beyond and many more.

Revolution Money was founded in 2007 and is funded by some major players like Morgan Stanley, Deutsche Bank and even Citi Group. I like the extra security features that this credit card has to offer. The mandatory PIN code is a great way to keep unwanted users from charging up a storm on your credit card. However, if you are ever hot on the head and get a case of amnesia you won’t be able to use your card anywhere. The other major problem is if something were to happen to the magnetic stripe on your card. You would not be able to use the card anywhere if you do not have the account number. A credit card can be easily punched in manually if the information is written on the front of the card. However, that does not help you when you really need the card when the account number is written down and inside a drawer at home. All in all, I like the features that this card offers. The only problem is that the Revolution Card is not accepted in as many places worldwide as Visa, Mastercard, American Express and Discovery.

How to avoid being scammed by false make money online offers


There are many people out there right now that are sitting at home without a job wondering what to do. Many of these people who might be looking for another source of income could easily be drawn to a work at home scam. Although, there are many legitimate home business opportunities to take advantage of, there are also many scams that you need to look out for. In this blog entry I am going to tell you a little bit about the legitimate opportunities available as well as the scams.

Let me start off by telling you about the scams. Be very wary of any email that claims you can make money by stuffing envelopes, answering emails or typing at home. The majority of these offers are usually going to be scams. First, they promise that you can earn $500 to $1000 a day reading emails. I do not know of any company that will pay you money to read emails. The email sender is only looking to sell you something fake. Many times, they promise that they are going to send you something and you get nothing. Most of time, these websites can be traced to sites be run overseas and make it virtually impossible for you to get hold of them. They take your $19.95, like they do thousands of others and either send you nothing or send you useless information.

Then there are real viable, work from home business opportunities that those with a little motivation can take advantage of. The most viable, least costly, and profitable way to make money from home is to use the power of the Internet. There are many websites where you turn around and sell things, the most well know of them all being Ebay. You can start off by looking for items around the house that you no longer use anymore and sell them on Ebay. Once you set up your account on Ebay you will also need to set up a Pay Pal account as well. Ebay also owns Pay Pal and it is considered to be one of the most trusted processors of credit cards and even checks online. Your customers can pay for the items via Pay Pal.

Once you figure out how to work Ebay you will need to find items other than your own to sell. There are many ways that you can go about finding items that can be sold on Ebay. Go to garage sales, ask relatives for old items or even sell items for other people. Offer other people to sell their unwanted items for them and split the earnings. There are many ways that you can find things to sell on Ebay. Remember that a little creativity will go a long way.

There are many other ways to make money on the Internet from your own home. In future blog entries I will discuss affiliate marketing. Affiliate marketing is much more complex then selling items on Ebay and can take a long time to get things going. However, if you are looking for a way to make money now there is no better way then to use the power of websites like Ebay or even Craigslist. Lastly, remember that knowledge is king.

Discover More Card

Sears Roebuck first introduced the Discover credit card when it was one of the largest retailers in the United States. The Discover Card rivaled its competitors by offering incentives such as no annual fee and a higher credit limit than its competitors like Visa and Mastercard. In 1993 Discover merged with Dean Witter which eventually merged with Morgan Stanley in 1997. Since then Discover has introduced a wide variety of products. One of its most popular credit cards is the Discover More Card.

The Discover More Credit Card comes with a 0% introductory annual percentage rate. This introductory rate is for 6 months on all purchases and 12 months on balance transfers. In addition, the Discover More Credit Card offers an excellent rewards program. Cardholders can benefit from 5% cash back bonus for purchases in categories such as travel, home, gas, movies, restaurants, and more. Discover also offers online account access and bill payment.

The Discover More Credit Card is an excellent choice for anyone looking for a good rewards credit card. However, like other credit card issuers, Discover will charge an assortment of fees if you are late or over your limit. Balances of less than $250 will pay a $19 fee while balances that exceed $250 will pay a $39 fee. The over the limit fee for balances under $500 is $15. Balances of over $500 also pay the higher fee of $39. Cash advance fees are 3% of your withdrawal or a $5 minimum. Qualified applicants will pay anywhere from 10.99% all the way to 18.99%, depending upon credit.