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Credit Card Blog

Credit Card Blog

Welcome to the CreditCardsMadeSimple.com financial news blog and more. This blog was started to keep our readers informed. The more knowledge we can bring to our readers, the better informed they will be when making other decisions. We hope that you find this information useful and look forward to all your questions and comments.

Wednesday, December 10, 2008

A Business Credit Card for Business Owners with Good Credit

A Business Credit Card for Business Owners with Good Credit


The Capital One Business Platinum Preferred credit card is a good business credit card for those well established or new business owners with good or excellent credit. This Capital One credit card also has a great rewards program. Capital One is a proven leader in the credit card industry. Despite recent financial turmoil, Capital One has been able to weather this storm unlike some of its competitors. Any business owner can take advantage of the great rewards programs that this Capital One Business Platinum credit card has to offer.

A 0% introductory rate on balance transfers and purchases until 2010 is one of its best features. This will allow business owners to use their credit card to make purchases at major retailers, restaurants and even suppliers without having to pay any interest. This gives business owners the peace of mind that they have some time to pay off their credit card interest free within a relatively long time frame. As a business owner, I know that a credit card can be very handy during hard times. A Capital One Visa credit card can be used almost everywhere. If you are in the construction business, you can purchase cement and other supplies at Home Depot or Lowes and pay no interest on those purchases for up to a year. The other great advantage is the Capital One Platinum Preferred business credit card is their rewards programs. Earn rewards from purchases at major hardware stores anywhere in the United States. Use these rewards benefits to your advantage and spend less in the long run.

Business travelers will especially be able to take advantage of earning 3 miles per dollar spent based on your primary business category type. That mean you can choose from several categories like “Travel and Lodging”, “Gas and Services”, “Building and Hardware”, “Computer and Electronics”, “Office Supplies and Furniture and even “Advertising and Shipping”. For example, should you choose “Building and Hardware”, you will earn 3 miles for every dollar you spend at Home Depot or other hardware supply stores. You will also earn 1 mile per dollar spent on your secondary category choice. Choose from the same categories and earn additional benefits. However you choose to prioritize your categories, the Capital One Platinum Preferred No Hassle Miles credit card will help you save money where you spend the most.

There are many business credit cards available to choose from, however, Capital One has proven itself a leader in the industry. The 0% interest until 2010 introductory offer on balance transfers and purchases can help save you money. If you are an avid traveler that enjoys home improvement projects, you will be especially happy with this card. You will be earning mileage points towards your next vacation destination as you shop for home improvement items at your local hardware store. Earn enough points and you could possibly even take a trip to Hawaii.

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